Bank to cancel a number of mortgage offers brewing

 (Reporter Gao Chen Ma Wenting) According to recent media reports, Nanjing, due to tight credit lines in 2011, Nanjing has Minsheng Bank, Shenzhen Development Bank, CITIC Bank, Industrial Bank, China Merchants Bank, China Everbright Bank, one after another six banks cancel the first suite offers credit discount rate of 8.5, the implementation is in accordance with the benchmark interest rate. Reporter learned yesterday from Beijing the banks, the banks still did not cancel in Beijing preferential interest rates, but banks are in the pipeline has been canceled.

Merchants Bank Customer Service, said the benchmark interest rate personal loans in accordance with the implementation of the different branches may be different according to the customer's discount level of qualification, but she refused to give a maximum margin of preference. Everbright Bank customer service and investment banks are also the same argument. CITIC Bank customer service said that the current suite of the line first in Beijing can do the minimum interest rate discount of 8.5 fold, but some other cities may be different. Some in Beijing on the first suite of state-owned large banks discount rate of 8.5 is still in place, but there were indications may cancel this offer at any time.

media reported that a number of large state-owned Bank is preparing to cancel the first suite loans interest rate concessions, and may in the recently issued notice. Once the document issued, local branches will be executed immediately.

a banking, told reporters that, if a single discount from the lowest point of view, and some bank loans can even be the first suite 7 discount interest rate concessions, but this does not mean that the general situation, 7 fold or 8.5 fold all is more difficult to apply, the general situation is 9 fold. With more than half of January, the backlog of mortgage bank last year has basically digested, tight bank credit is an indisputable fact, so many banks are considering the is the trend.

In fact, this is a commercial bank Earlier, more dynamic regulation of real estate from the policy level. In the past the year 2010, spent almost all kinds of real estate regulation policy tools available, from the credit policy, housing, security policy, land policy, pre-sale system, administrative supervision, etc. made a further provision of unprecedented intensity. January 2010, the State Council issued a real estate market control results, the relevant state ministries and the introduction of the five measures to strengthen efforts to implement the policy.